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No. 1303

RESERVE

Diversified Core · Balanced

Stocks, bitcoin, gold and income in one balanced mix, for good and bad markets.

Example: $10,000 over the last 30 days$10,297.20
About this value

What $10,000 put into this Basket 30 days before the last close would be worth now, using today’s mix and real daily closing prices (Yahoo Finance and CoinGecko, checked against live Chainlink prices). This is an example, not a real holding.

Why this Basket

The idea
One core holding for most markets: growth from US stocks and bitcoin, protection from gold, and a steady income portion.
Why this mix
Bitcoin (30%) and the S&P 500 (25%) drive growth. Gold (20%) has tended to hold up when stocks fall. Ethereum (10%) adds a second crypto, and USDG income (15%) keeps part of the Basket stable.
Who it suits
For someone who wants one Basket to start with and keep. Balanced does not mean safe: bitcoin is the largest position and can fall sharply.

What’s inside

5 assets in one Basket
100%Your portfolio
Income portion 0.54% est. yearly rate

USDG (15%) of the example mix. This estimate covers the income portion only; the other assets earn no interest. It is before Banda’s fee and leaves out price changes and extra rewards. Rates change and this is not a guaranteed return. On this test version, income is simulated at this rate.

Rate as of 21 Sept 2026. Each asset card shows its own rate and source.

The assets

Closing price · 2 Oct 2026
$84,497.21-0.42% in one day
Closing price · 2 Oct 2026
Portfolio share30%
$769.64+0.74% in one day
Closing price · 2 Oct 2026
Portfolio share25%
$380.14-0.68% in one day
Closing price · 2 Oct 2026
Portfolio share20%
$2,668.15-1.38% in one day
Closing price · 2 Oct 2026
Portfolio share10%
Est. yearly rate3.63%
Income portion

This part of the Basket is meant to earn interest in a USDG lending vault. Rates go up and down. The vault’s risks and how quickly you can withdraw must be checked before it is switched on.

Morpho · Steakhouse USDG candidate. Example rate from the Morpho app. This vault is a candidate and has not been integrated or tested by Banda yet.

Rate as of 21 Sept 2026. It changes, and is before Banda’s fee. On this test version, income is simulated at this rate.

Rate source ↗ · Provider details ↗
$1.00+0.00% in one day
Portfolio share15%
Held at $1. Possible interest is not included.
Buy

Buy RESERVE

Choose an amount in USDG, a digital dollar. You get one Basket that holds the whole mix.

Available balance: $0.00 USDG

You get 1 Basket worth $500.00 in RESERVE.
Fee to buy0%
Yearly fee0.25% a year

No fee to buy or withdraw, and no performance fee. The yearly fee is charged in tiny amounts over time, only when you withdraw, and you see it before you approve.

This is a test version using Paxos’ testnet USDG. Nothing here has real value. Buying takes two approvals in your wallet: first you let Banda use your USDG, then you make the deposit. Each holding goes into your Basket’s own vault as a practice version of the real asset, bought and sold at live market prices.